Listed by: Jennifer Jeanette Hitner · Horsepower Real Estate

$400,000
  • 3 beds
  • 2 baths
  • 980 sqft

54706 Oregon 31, Summer Lake, OR 97640

Est. $2,211/moPayment calculator
  • Single Family ResidenceHome type
  • Built in 2023Year built
  • 2.5 acresLot
  • $408/sqftPrice per sqft
  • NoneHOA
  • 1-car garageParking

About this home

  • Listed Sep 19, 2026
  • 14 days on market
  • 23 photos

Discover the possibilities in Summer Lake! Situated on 2.5 acres with flexible A-3 Rural Center zoning, this unique property features two custom-built cabins and multiple options for living, recreation, or investment. Cabin 1, built in 2023, is a charming studio-style retreat with a successful history as a short-term rental. Cabin 2, completed in 2025, offers 2 bedrooms and 1 bathroom. Utilize the property as a primary residence, vacation getaway, short-term rental opportunity, or explore other uses allowed by the flexible zoning. Surrounded by the recreation and wide-open beauty of Oregon's high desert, Summer Lake offers hunting, fishing, birding, hiking, ATV riding, hot springs, and abundant public lands. Two adjacent A-3 zoned parcels--approximately 2.5 and 5 acres--are also available. Call for details and explore the possibilities!

Facts & features

Interior

Bedrooms
3
Bathrooms
2
Full bathrooms
2
Living area
980 sqft
Levels
One

Features

  • Ceiling Fan(s)
  • Primary Downstairs

Appliances

  • Dishwasher
  • Range
  • Refrigerator

Heating & cooling

  • Ductless
  • Electric
  • Heat Pump
  • Zoned
  • Ductless
  • Heat Pump

Flooring

  • Vinyl

Property

Lot size
2.5 acres
Garage spaces
1
Subdivision
N/A

View

  • Desert
  • Mountain(s)
  • Panoramic

Parking

  • Driveway
  • Gravel
  • RV Access/Parking

Construction

Home type
Single Family Residence
Property type
Residential
Year built
2023

Materials

  • Metal roof

Utilities

Sewer & water

  • Septic Tank
  • Standard Leach Field
  • Private water
  • Well water

Community & HOA

Subdivision
N/A
HOA dues
None
County
Lake

Financial & listing details

List price
$400,000
Price per sqft
$408
Annual property tax
$1,256
Date on market
Sep 19, 2026
Days on market
14
MLS#
220228928

Price & status history

DateEventPrice
Sep 19, 2026Listed for sale$400,000

Neighborhood

  • SubdivisionN/A
  • CitySummer Lake, OR 97640
  • CountyLake

Payment calculator

Estimated monthly payment

$2,211/mo

  • Principal & interest$2,023
  • Property taxes$105
  • Homeowners insurance$83
  • HOA dues$0

Loan amount $320,000 · 30-year fixed at 6.5%

Down payment
Loan term

An estimate for planning, not a loan offer. The 6.5% rate is an example; ask a lender for today’s rate. Taxes use the listing’s annual tax amount. Insurance is estimated; mortgage insurance is not included.

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MLSCO

Listing provided by Horsepower Real Estate · Listing agent: Jennifer Jeanette Hitner

Source
MLS of Central Oregon
MLS#
220228928
Last updated
Sep 19, 2026 at 9:22 AM

Listing information is deemed reliable but not guaranteed and should be independently verified. Listings shown are for demonstration while our MLS of Central Oregon IDX feed is being set up.