Listed by: Krista Walker · Coldwell Banker Professional Group

$475,000Price cut $23,000
  • — beds
  • 0 baths
  • — sqft

613 Valley Heart Lane, Central Point, OR 97502

Est. $2,980/moPayment calculator
  • DuplexHome type
  • Built in 2005Year built
  • 3,049 sqftLot
  • $100/moHOA

About this home

  • Listed Aug 19, 2026
  • 44 days on market
  • 4 photos

Discover a solid investment opportunity with this 2005-built, low-maintenance 3 beds, 2 baths per unit duplex. With a 6% capitalization rate, this property is designed for strong financial performance from day one. An annual gross income of $40,368 against estimated operating expenses of under $10k. With a standard 30% down payment, the net operating income covers the projected annual debt service, ensuring this asset remains cash-flow positive the moment you close escrow. This duplex represents a rare combination of immediate stability and long-term wealth building for the savvy investor.

Facts & features

Interior

Bathrooms
0
Levels
Two

Features

  • Breakfast Bar
  • Shower/Tub Combo

Appliances

  • Dishwasher
  • Range

Heating & cooling

  • Forced Air
  • Central Air

Flooring

  • Carpet
  • Vinyl

Property

Lot size
3,049 sqft
Subdivision
Countryside Terrace

View

  • Territorial

Parking

  • Assigned
  • Parking Lot

Construction

Home type
Duplex
Property type
Residential Income
Year built
2005

Materials

  • Frame
  • Composition roof

Utilities

Sewer & water

  • Public Sewer
  • Public water

Community & HOA

Subdivision
Countryside Terrace
HOA dues
$100 monthly
County
Jackson

Financial & listing details

List price
$475,000
Original list price
$498,000
Annual property tax
$4,550
Date on market
Aug 19, 2026
Days on market
44
MLS#
220227277

Price & status history

DateEventPrice
Aug 19, 2026Listed for sale$498,000

Neighborhood

  • SubdivisionCountryside Terrace
  • CityCentral Point, OR 97502
  • CountyJackson

Payment calculator

Estimated monthly payment

$2,980/mo

  • Principal & interest$2,402
  • Property taxes$379
  • Homeowners insurance$99
  • HOA dues$100

Loan amount $380,000 · 30-year fixed at 6.5%

Down payment
Loan term

An estimate for planning, not a loan offer. The 6.5% rate is an example; ask a lender for today’s rate. Taxes use the listing’s annual tax amount. Insurance is estimated; mortgage insurance is not included.

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MLSCO

Listing provided by Coldwell Banker Professional Group · Listing agent: Krista Walker

Source
MLS of Central Oregon
MLS#
220227277
Last updated
Sep 14, 2026 at 11:09 AM

Listing information is deemed reliable but not guaranteed and should be independently verified. Listings shown are for demonstration while our MLS of Central Oregon IDX feed is being set up.