Listed by: Ken M. Mucha · High Desert Realty, LLC

$2,499,000
  • 4 beds
  • 3.5 baths
  • 4,896 sqft

20960 Royal Oak Circle, Bend, OR 97701

Est. $14,401/moPayment calculator
  • Single Family ResidenceHome type
  • Built in 2004Year built
  • 2.74 acresLot
  • $510/sqftPrice per sqft
  • $42/moHOA
  • 6-car garageParking

About this home

  • Listed Jun 11, 2026
  • 113 days on market
  • 94 photos

Experience refined country living just minutes from town in this immaculate 4-bedroom + office estate on 2.74 acres in Deschutes County. Enjoy breathtaking Cascade sunsets, peaceful privacy, and frequent visits from wildlife in your own backyard. The main-level primary suite features a luxurious tiled steam shower. New carpet, NEW High-efficiency furnace & A/C units provide year-round comfort on the upper level, gourmet appliances, 3 gas fireplaces, heated travertine floors, and central vac elevate everyday comfort. Three distinct outdoor living spaces, a fenced-in pool with new equipment, and a new basketball/multi-use sport court with overhead lighting make entertaining effortless. The extended 4-car garage pairs beautifully with a 1,929 sq. ft. heated shop featuring 220V/30/50 amp power, pull-through RV/boat bay with auto doors. Above, 858 sq. ft. of remodeled guest quarters (2021) provide flex space. With 1.25 acres of irrigation rights & serene natural beauty.

Facts & features

Interior

Bedrooms
4
Bathrooms
3.5
Full bathrooms
3
Half bathrooms
1
Living area
4,896 sqft
Levels
Two

Features

  • Smart Lock(s)
  • Breakfast Bar
  • Built-in Features
  • Ceiling Fan(s)
  • Central Vacuum
  • Double Vanity
  • Dry Bar
  • Enclosed Toilet(s)
  • Fiberglass Stall Shower
  • Granite Counters
  • Kitchen Island
  • Linen Closet
  • Open Floorplan
  • Pantry
  • Primary Downstairs
  • Shower/Tub Combo
  • Soaking Tub
  • Solid Surface Counters
  • Tile Counters
  • Tile Shower
  • Vaulted Ceiling(s)
  • Walk-In Closet(s)
  • Wired for Data
  • Wired for Sound

Appliances

  • Instant Hot Water
  • Cooktop
  • Dishwasher
  • Disposal
  • Microwave
  • Oven
  • Range
  • Refrigerator
  • Water Heater

Heating & cooling

  • Forced Air
  • Natural Gas
  • Central Air

Flooring

  • Carpet
  • Hardwood
  • Tile

Property

Lot size
2.74 acres
Garage spaces
6
Subdivision
Royal Oak Estates

Exterior features

  • RV Hookup
  • Spa/Hot Tub

View

  • Cascade Mountains
  • Mountain(s)
  • Neighborhood
  • Territorial

Parking

  • Attached
  • Concrete
  • Driveway
  • Garage Door Opener
  • RV Access/Parking
  • RV Garage
  • Storage

Construction

Home type
Single Family Residence
Property type
Residential
Year built
2004

Materials

  • Frame
  • Composition roof

Utilities

Sewer & water

  • Septic Tank
  • Standard Leach Field
  • Private water

Community & HOA

Subdivision
Royal Oak Estates
HOA dues
$500 annually ($42/mo)
County
Deschutes

Financial & listing details

List price
$2,499,000
Price per sqft
$510
Annual property tax
$14,424
Date on market
Jun 11, 2026
Days on market
113
MLS#
220223128

Price & status history

DateEventPrice
Jun 11, 2026Listed for sale$2,499,000

Neighborhood

  • SubdivisionRoyal Oak Estates
  • CityBend, OR 97701
  • CountyDeschutes

Payment calculator

Estimated monthly payment

$14,401/mo

  • Principal & interest$12,636
  • Property taxes$1,202
  • Homeowners insurance$521
  • HOA dues$42

Loan amount $1,999,200 · 30-year fixed at 6.5%

Down payment
Loan term

An estimate for planning, not a loan offer. The 6.5% rate is an example; ask a lender for today’s rate. Taxes use the listing’s annual tax amount. Insurance is estimated; mortgage insurance is not included.

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MLSCO

Listing provided by High Desert Realty, LLC · Listing agent: Ken M. Mucha

Source
MLS of Central Oregon
MLS#
220223128
Last updated
Jun 11, 2026 at 11:17 AM

Listing information is deemed reliable but not guaranteed and should be independently verified. Listings shown are for demonstration while our MLS of Central Oregon IDX feed is being set up.