Listed by: Ryan McGlone · eXp Realty, LLC
- 3 beds
- 2.5 baths
- 2,052 sqft
20597 SE Gemstone Avenue, Bend, OR 97702
- Single Family ResidenceHome type
- Built in 2020Year built
- 3,920 sqftLot
- $305/sqftPrice per sqft
- $88/moHOA
- 2-car garageParking
About this home
Lightly lived in and meticulously maintained, this beautifully cared-for 3-bedroom, 2.5-bath home offers the ideal blend of comfort, style, and Central Oregon lifestyle in Bend's desirable Stone Creek neighborhood. The open-concept floor plan creates an inviting flow between the kitchen, dining, and living spaces--perfect for everyday living and entertaining. Stone Creek is known for its central location and easy access to the Old Mill District, while offering a true neighborhood feel with walkable amenities including Silver Rail Elementary, the community pool, and Stone Creek Park with trails, natural areas, and recreation. Outside, the backyard is the real showstopper, featuring excellent southerly exposure, attractive xeriscaping, and a layout designed for enjoying Bend's sunny days and cool evenings. Gather around the fire pit, unwind in the hot tub, or simply soak up the sunshine in this private outdoor retreat. Thoughtfully maintained and move-in ready, don't miss this SE gem!
Facts & features
Interior
- Bedrooms
- 3
- Bathrooms
- 2.5
- Full bathrooms
- 2
- Half bathrooms
- 1
- Living area
- 2,052 sqft
- Levels
- Two
Features
- Ceiling Fan(s)
- Double Vanity
- Enclosed Toilet(s)
- Fiberglass Stall Shower
- Kitchen Island
- Linen Closet
- Open Floorplan
- Pantry
- Shower/Tub Combo
- Soaking Tub
- Solid Surface Counters
- Spa/Hot Tub
- Stone Counters
- Walk-In Closet(s)
Appliances
- Dishwasher
- Disposal
- Dryer
- Microwave
- Oven
- Range
- Refrigerator
- Washer
- Water Heater
Heating & cooling
- Forced Air
- Natural Gas
- Central Air
Flooring
- Carpet
- Vinyl
Property
- Lot size
- 3,920 sqft
- Garage spaces
- 2
- Subdivision
- Stone Creek
Exterior features
- Fire Pit
- Spa/Hot Tub
View
- Neighborhood
- Territorial
Parking
- Attached
- Concrete
- Driveway
- Garage Door Opener
Construction
- Home type
- Single Family Residence
- Property type
- Residential
- Year built
- 2020
Materials
- Frame
- Composition roof
Utilities
Sewer & water
- Public Sewer
- Public water
Community & HOA
- Subdivision
- Stone Creek
- HOA dues
- $265 quarterly ($88/mo)
- County
- Deschutes
Financial & listing details
- List price
- $624,900
- Price per sqft
- $305
- Annual property tax
- $4,104
- Date on market
- Sep 18, 2026
- Days on market
- 14
- MLS#
- 220228863
Price & status history
| Date | Event | Price |
|---|---|---|
| Sep 18, 2026 | Listed for sale | $624,900 |
Neighborhood
- SubdivisionStone Creek
- CityBend, OR 97702
- CountyDeschutes
Payment calculator
Estimated monthly payment
$3,720/mo
- Principal & interest$3,160
- Property taxes$342
- Homeowners insurance$130
- HOA dues$88
Loan amount $499,920 · 30-year fixed at 6.5%
An estimate for planning, not a loan offer. The 6.5% rate is an example; ask a lender for today’s rate. Taxes use the listing’s annual tax amount. Insurance is estimated; mortgage insurance is not included.
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Listing provided by eXp Realty, LLC · Listing agent: Ryan McGlone
- Source
- MLS of Central Oregon
- MLS#
- 220228863
- Last updated
- Sep 25, 2026 at 11:31 PM
Listing information is deemed reliable but not guaranteed and should be independently verified. Listings shown are for demonstration while our MLS of Central Oregon IDX feed is being set up.